Financing

Three ways to finance the backyard

Angelic works with HFS Financial, Lyon Financial and VistaFi. You apply with the lender directly; the pool, the patio and the outdoor kitchen can all be part of one loan.

Lending partners

Apply online, with the lender

Each link opens the lender’s own application, set up for Angelic Hardscapes & Pools.

Partner

HFS Financial

Home improvement loans for any home project; checking your rate does not affect your credit (HFS).

Apply with HFS Financial

Partner

VistaFi

All credit profiles considered; funding in as little as 48 hours (VistaFi).

Apply with VistaFi
A pool with deck bubblers in front of a raised stone planter wall

When should I apply?

Once the design is drawn and priced. The amount you need comes from the plan, and the plan comes from the site visit, so applying before then means guessing. Angela can talk through the budget at the consultation and show what moves the number: the pool type, its size and features, the stone around it, and how much grading the lot needs.

Can the whole yard be financed together?

Yes. All three partners lend for home improvement, so hardscaping, a covered kitchen and a pergola can sit in the same application as the pool. If you are building in phases, ask the lender how a second phase would be handled before you sign.

Who decides the terms?

The lender. Rates, approval and repayment are set by HFS Financial, Lyon Financial or VistaFi, not by Angelic, so read the terms on the lender’s page. What each partner says about itself is shown on its card above.

Questions, answered

Financing questions

Can I finance a pool through Angelic Hardscapes & Pools?

Yes, through three lending partners: HFS Financial, Lyon Financial and VistaFi. You apply directly with the lender through the links on our financing page, and the lender decides the terms. Angela can talk through the project budget with you before you apply.

Does checking my rate affect my credit?

HFS Financial says checking your rate does not affect your credit score. Each lender sets its own process, so read the terms on the lender’s page before you submit a full application, which may involve a credit check. Apply through the lender’s own link on this page; the decision and the terms are the lender’s, not ours.

How fast can pool financing be approved?

VistaFi advertises funding in as little as 48 hours, and all three partners take applications online. Approval and timing depend on the lender and your application, so the best moment to apply is once the design and the price are settled and you know the amount you need to borrow.

Can I finance the patio and outdoor kitchen too?

Yes. The partners on our financing page lend for home improvement projects, not only pools, so hardscaping, outdoor kitchens and pergolas can be part of the same project and the same application. Many clients finance the whole backyard plan together rather than borrowing twice for two phases of work.

Woman-owned · Brentwood, TN

Let’s design your backyard.

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